{"id":52522,"date":"2024-08-29T12:08:00","date_gmt":"2024-08-29T09:08:00","guid":{"rendered":"https:\/\/economic.karpat.in.ua\/?p=52522"},"modified":"2024-08-29T00:15:41","modified_gmt":"2024-08-28T21:15:41","slug":"oktober-1-jetol-a-nemzeti-bank-ideiglenesen-korlatozza-a-kartyak-kozotti-atutalasokat","status":"publish","type":"post","link":"https:\/\/economic.karpat.in.ua\/?p=52522&lang=hu","title":{"rendered":"Okt\u00f3ber 1-j\u00e9t\u0151l a Nemzeti Bank ideiglenesen korl\u00e1tozza a k\u00e1rty\u00e1k k\u00f6z\u00f6tti \u00e1tutal\u00e1sokat"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>2024. okt\u00f3ber 1-t\u0151l az Ukr\u00e1n Nemzeti Bank ideiglenesen havi 150 000 <\/strong><strong>hrivnya <\/strong><strong>limitet hat\u00e1roz meg a k\u00e1rty\u00e1kr\u00f3l k\u00e1rty\u00e1kra t\u00f6rt\u00e9n\u0151 \u00e1tutal\u00e1sokra (m\u00e1s n\u00e9ven P2P, C2C) hat h\u00f3napra a term\u00e9szetes szem\u00e9lyek sz\u00e1m\u00e1ra. <\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amint arr\u00f3l a jegybank sajt\u00f3szolg\u00e1lata besz\u00e1molt, a korl\u00e1toz\u00e1s csak az egy adott bankban nyitott \u00f6sszes \u00fcgyf\u00e9lsz\u00e1ml\u00e1r\u00f3l m\u00e1s mag\u00e1nszem\u00e9lyek sz\u00e1ml\u00e1ira t\u00f6rt\u00e9n\u0151 kimen\u0151 \u00e1tutal\u00e1sokra vonatkozik. A hat\u00e1r\u00e9rt\u00e9k nem vonatkozik azon \u00f6nk\u00e9ntesek sz\u00e1ml\u00e1j\u00e1ra, akik megfelelnek a hat\u00e1rozatban meghat\u00e1rozott felt\u00e9teleknek, \u00e9s akiknek az igazolt forr\u00e1sb\u00f3l sz\u00e1rmaz\u00f3 havi j\u00f6vedelme meghaladja a meg\u00e1llap\u00edtott keret\u00f6sszeget. Valamint az \u00fcgyf\u00e9l saj\u00e1t, ugyanabban a bankban nyitott sz\u00e1ml\u00e1i k\u00f6z\u00f6tti p\u00e9nz\u00e1tutal\u00e1sok \u00e9s jogi szem\u00e9lyek \u00e1tutal\u00e1sa eset\u00e9ben. Az IBAN-adatok alapj\u00e1n v\u00e9gzett m\u0171veletek nem korl\u00e1tozz\u00e1k.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"470\" src=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/08\/22-news-big-v1723535625.webp\" alt=\"\" class=\"wp-image-52465\" srcset=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/08\/22-news-big-v1723535625.webp 900w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/08\/22-news-big-v1723535625-300x157.webp 300w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/08\/22-news-big-v1723535625-768x401.webp 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">A Nemzeti Bank k\u00f6z\u00f6lte, hogy az \u00fcgyfelek 98%-a havonta v\u00e9geznek \u00e1tutal\u00e1sokat, amely nem haladja meg a meghat\u00e1rozott \u00f6sszeget, ez\u00e9rt a meg\u00e1llap\u00edtott korl\u00e1toz\u00e1sok semmilyen m\u00f3don nem \u00e9rintik p\u00e9nz\u00fcgyi tev\u00e9kenys\u00e9g\u00fcket.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A k\u00e1rty\u00e1k k\u00f6z\u00f6tti \u00e1tutal\u00e1sok \u00f6sszeg\u00e9nek ideiglenes korl\u00e1toz\u00e1sa megakad\u00e1lyozza, hogy a fizet\u00e9si infrastrukt\u00far\u00e1t illeg\u00e1lis c\u00e9lokra haszn\u00e1lj\u00e1k fel. T\u00f6bbek k\u00f6z\u00f6tt azon sz\u00e1ml\u00e1k haszn\u00e1lat\u00e1r\u00f3l van sz\u00f3, amelyek az \u00e1rny\u00e9kgazdas\u00e1g m\u0171k\u00f6d\u00e9si mechanizmusait szolg\u00e1lj\u00e1k.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A \u201ep\u00e9nz\u00f6szv\u00e9rek\u201d olyan szem\u00e9lyek, akik fizet\u00e9s c\u00e9lj\u00e1b\u00f3l \u00e1tadj\u00e1k k\u00e1rtyasz\u00e1ml\u00e1juk adatait \u00e9s adatait harmadik f\u00e9l sz\u00e1m\u00e1ra. Ezeket a sz\u00e1ml\u00e1kat \u201etranzit\u201d sz\u00e1ml\u00e1kk\u00e9nt haszn\u00e1lj\u00e1k illeg\u00e1lis p\u00e9nzeszk\u00f6z\u00f6k \u00e1tutal\u00e1s\u00e1ra \u00e9s \u201etiszt\u00e1ra mos\u00e1s\u00e1ra\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eA \u00bbp\u00e9nz\u00f6szv\u00e9rek\u00ab alkalmaz\u00e1sa probl\u00e9m\u00e1j\u00e1nak m\u00e9rt\u00e9k\u00e9t az egy\u00e9n szok\u00e1sos viselked\u00e9s\u00e9nek ut\u00e1nz\u00e1sa miatt neh\u00e9z felm\u00e9rni, azonban \u00e1ltal\u00e1ban v\u00e9ve t\u00f6bb t\u00edzezer \u00bbalv\u00f3\u00ab \u00e9s m\u00e1r akt\u00edv fi\u00f3kr\u00f3l sz\u00f3l a rendszer\u201d \u2013 jegyezte meg a jegybank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A legnagyobb bankok adatai szerint t\u00f6bben 2024-ben m\u00e1r t\u00f6bb mint 80 ezer \u00fcgyf\u00e9llel sz\u0171ntek meg az \u00fczleti kapcsolatok a p\u00e9nzmos\u00e1sban val\u00f3 r\u00e9szv\u00e9tel miatt. A k\u00e1rty\u00e1r\u00f3l k\u00e1rty\u00e1ra \u00e1tutal\u00e1si tranzakci\u00f3k mennyis\u00e9ge \u00e9s sz\u00e1ma a k\u00e1rtya\u00fczlet volumen\u00e9t\u0151l f\u00fcggetlen\u00fcl minden bankcsoportban folyamatosan emelked\u0151 tendenci\u00e1t mutat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9vente k\u00f6r\u00fclbel\u00fcl 200 milli\u00e1rd UAH forog ezeken a k\u00e1rty\u00e1kon.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A bevezetett limit seg\u00edt minimaliz\u00e1lni a fizet\u00e9si infrastrukt\u00fara illeg\u00e1lis tev\u00e9kenys\u00e9gek sor\u00e1n t\u00f6rt\u00e9n\u0151 felhaszn\u00e1l\u00e1s\u00e1t, k\u00fcl\u00f6n\u00f6s tekintettel a \u201ep\u00e9nz\u00f6szv\u00e9rek\u201d sz\u00e1ml\u00e1k haszn\u00e1lat\u00e1ra. A bevezetett hat h\u00f3napos korl\u00e1toz\u00e1s a probl\u00e9ma megold\u00e1s\u00e1t c\u00e9lz\u00f3 k\u00f6z\u00f6s megold\u00e1sok kidolgoz\u00e1s\u00e1ra szolg\u00e1l. T\u00f6rv\u00e9nyi v\u00e1ltoz\u00e1sokr\u00f3l, a kompromitt\u00e1lt k\u00e1rty\u00e1k nyilv\u00e1ntart\u00e1s\u00e1nak l\u00e9trehoz\u00e1s\u00e1r\u00f3l \u00e9s a bankokkal szemben t\u00e1masztott k\u00f6vetelm\u00e9nyek szigor\u00edt\u00e1s\u00e1r\u00f3l van sz\u00f3, hogy \u00e9szlelj\u00e9k az atipikus \u00fcgyfelek viselked\u00e9s\u00e9t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&lt;!&#8211;translatorid:ild5234 &#8211;&gt;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2024. okt\u00f3ber 1-t\u0151l az Ukr\u00e1n Nemzeti Bank ideiglenesen havi 150 000 hrivnya limitet hat\u00e1roz meg a k\u00e1rty\u00e1kr\u00f3l k\u00e1rty\u00e1kra t\u00f6rt\u00e9n\u0151 \u00e1tutal\u00e1sokra (m\u00e1s n\u00e9ven P2P, C2C) hat h\u00f3napra a term\u00e9szetes szem\u00e9lyek sz\u00e1m\u00e1ra. <\/p>\n","protected":false},"author":12,"featured_media":52465,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,33854,11,33],"tags":[358,348052,1380,585],"class_list":["post-52522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cikkek","category-war-hu","category-kiemelt-tema","category-ukrajna","tag-atutalas","tag-kartya","tag-korlatozas","tag-ukran-nemzeti-bank-nbu"],"_links":{"self":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/52522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=52522"}],"version-history":[{"count":1,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/52522\/revisions"}],"predecessor-version":[{"id":52523,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/52522\/revisions\/52523"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/52465"}],"wp:attachment":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=52522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=52522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=52522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}