{"id":54717,"date":"2024-11-17T21:16:00","date_gmt":"2024-11-17T19:16:00","guid":{"rendered":"https:\/\/economic.karpat.in.ua\/?p=54717"},"modified":"2024-11-16T17:21:46","modified_gmt":"2024-11-16T15:21:46","slug":"a-mesterseges-intelligencia-hasznalata-kockazatot-jelent-a-globalis-penzugyi-rendszerre","status":"publish","type":"post","link":"https:\/\/economic.karpat.in.ua\/?p=54717&lang=hu","title":{"rendered":"A mesters\u00e9ges intelligencia haszn\u00e1lata kock\u00e1zatot jelent a glob\u00e1lis p\u00e9nz\u00fcgyi rendszerre"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/11\/67375b1fd59b4f6c83b164ad-67375b1c14c334f48ef81524-lastimage-1024x585.png\" alt=\"\" class=\"wp-image-54718\" srcset=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/11\/67375b1fd59b4f6c83b164ad-67375b1c14c334f48ef81524-lastimage-1024x585.png 1024w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/11\/67375b1fd59b4f6c83b164ad-67375b1c14c334f48ef81524-lastimage-300x171.png 300w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/11\/67375b1fd59b4f6c83b164ad-67375b1c14c334f48ef81524-lastimage-768x439.png 768w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2024\/11\/67375b1fd59b4f6c83b164ad-67375b1c14c334f48ef81524-lastimage.png 1344w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A P\u00e9nz\u00fcgyi Stabilit\u00e1si Tan\u00e1cs szerint a technol\u00f3gia terelget\u00e9shez, csal\u00e1shoz \u00e9s f\u00e9lret\u00e1j\u00e9koztat\u00e1shoz vezethet, mivel az olyan joghat\u00f3s\u00e1gok, mint az EU, megvizsg\u00e1lj\u00e1k az \u00fcgyet tov\u00e1bbi szab\u00e1lyoz\u00e1s \u00e9rdek\u00e9ben.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A mesters\u00e9ges intelligencia (AI) kock\u00e1zatot jelenthet a p\u00e9nz\u00fcgyi rendszerre \u2013 figyelmeztettek cs\u00fct\u00f6rt\u00f6k\u00f6n a nemzetk\u00f6zi szabv\u00e1nyalkot\u00f3k, mik\u00f6zben olyan innov\u00e1ci\u00f3t vizsg\u00e1lnak, amely ir\u00e1nt jelent\u0151s \u00e9rdekl\u0151d\u00e9s mutatkozik a bankok \u00e9s m\u00e1s p\u00e9nz\u00fcgyi c\u00e9gek k\u00f6r\u00e9ben.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az olyan joghat\u00f3s\u00e1gok, mint az EU, \u00e1tvett\u00e9k a vezet\u0151 szerepet a potenci\u00e1lisan \u00e1talakul\u00f3 technol\u00f3gia szab\u00e1lyoz\u00e1s\u00e1ban, de agg\u00f3dnak amiatt, hogy hogyan alkalmazz\u00e1k a szab\u00e1lyokat a m\u00e1r am\u00fagy is er\u0151sen szab\u00e1lyozott p\u00e9nz\u00fcgyi szektorban.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A mesters\u00e9ges intelligencia \u201epotenci\u00e1lisan feler\u0151s\u00edtheti a p\u00e9nz\u00fcgyi szektor bizonyos sebezhet\u0151s\u00e9geit, \u00e9s ez\u00e1ltal kock\u00e1zatot jelenthet a p\u00e9nz\u00fcgyi stabilit\u00e1sra\u201d, annak ellen\u00e9re, hogy a m\u0171k\u00f6d\u00e9si hat\u00e9konys\u00e1g, a szem\u00e9lyre szab\u00e1s \u00e9s a megfelel\u00e9s szempontj\u00e1b\u00f3l el\u0151ny\u00f6s \u2013 mondta a P\u00e9nz\u00fcgyi Stabilit\u00e1si Tan\u00e1cs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az FSB szerint az ugyanazokat a mesters\u00e9ges intelligencia-modellt haszn\u00e1l\u00f3 t\u00f6bb p\u00e9nz\u00fcgyi c\u00e9g a piaci szerepl\u0151ket \u00f6sszecsap\u00e1sra k\u00e9sztetheti, feler\u0151s\u00edtve a p\u00e9nz\u00fcgyi piacok ingadoz\u00e1sait, \u00e9s egyetlen szolg\u00e1ltat\u00f3 le\u00e1ll\u00e1s\u00e1nak sz\u00e9lesk\u00f6r\u0171 k\u00f6vetkezm\u00e9nyei lehetnek.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A generat\u00edv mesters\u00e9ges intelligencia, amely a felhaszn\u00e1l\u00f3i felsz\u00f3l\u00edt\u00e1sok alapj\u00e1n \u00faj sz\u00f6veget, k\u00e9peket vagy vide\u00f3kat \u00e1ll\u00edt el\u0151, &#8220;n\u00f6velheti a p\u00e9nz\u00fcgyi csal\u00e1st \u00e9s a rosszindulat\u00fa szerepl\u0151k k\u00e9pess\u00e9g\u00e9t, hogy dezinform\u00e1ci\u00f3t gener\u00e1ljanak \u00e9s terjesszenek a p\u00e9nz\u00fcgyi piacokon&#8221; &#8211; tette hozz\u00e1 a jelent\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A dokumentum, amely arra sz\u00f3l\u00edtja fel a glob\u00e1lis szab\u00e1lyoz\u00f3 hat\u00f3s\u00e1gokat, hogy ellen\u0151rizz\u00e9k, a jogi keretek megfelel\u0151ek-e, az Eur\u00f3pai Bizotts\u00e1g j\u00faniusi konzult\u00e1ci\u00f3s dokumentum\u00e1t k\u00f6veti, amely a p\u00e9nz\u00fcgyi piacok elfogults\u00e1g vagy p\u00e1nik kock\u00e1zat\u00e1ra hivatkozott, valamint arra, hogy a mesters\u00e9ges intelligencia hajlamos pontatlans\u00e1gokat produk\u00e1lni. egyenesen h\u00fclyes\u00e9g.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az FSB egy b\u00e1zeli sz\u00e9khely\u0171 nemzetk\u00f6zi int\u00e9zm\u00e9ny, amelynek tagjai a vil\u00e1g minden t\u00e1j\u00e1r\u00f3l \u00e9rkeznek szab\u00e1lyoz\u00f3k \u00e9s k\u00f6zponti bank\u00e1rok, k\u00f6zt\u00fck az Egyes\u00fclt Kir\u00e1lys\u00e1g Financial Conduct Authority \u00e9s az Eur\u00f3pai K\u00f6zponti Bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Maria Lu\u00eds Albuquerque volt portug\u00e1l p\u00e9nz\u00fcgyminiszter a m\u00falt heti meghallgat\u00e1son az EU k\u00f6vetkez\u0151 p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1si biztos\u00e1nak meghallgat\u00e1s\u00e1r\u00f3l azt mondta az EP-k\u00e9pvisel\u0151knek, hogy a technol\u00f3gi\u00e1nak vannak el\u0151nyei \u00e9s h\u00e1tr\u00e1nyai.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eA mesters\u00e9ges intelligenciat\u00f6rv\u00e9ny m\u00e1r foglalkozik az egy\u00e9nek kock\u00e1zataival\u201d \u2013 mondta, hozz\u00e1t\u00e9ve, hogy \u201esok lehet\u0151s\u00e9g k\u00edn\u00e1lkozik a mesters\u00e9ges intelligencia haszn\u00e1lat\u00e1ra nemcsak a csal\u00e1sok felder\u00edt\u00e9s\u00e9re, hanem a sz\u00fcks\u00e9ges egy\u00fcttm\u0171k\u00f6d\u00e9s \u00e9s inform\u00e1ci\u00f3csere jav\u00edt\u00e1s\u00e1ra is\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.euronews.com\/business\/2024\/11\/14\/ai-use-poses-risks-to-global-financial-system-fsb-standard-setters-warn\" target=\"_blank\" rel=\"noreferrer noopener\">Forr\u00e1s<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A P\u00e9nz\u00fcgyi Stabilit\u00e1si Tan\u00e1cs szerint a technol\u00f3gia terelget\u00e9shez, csal\u00e1shoz \u00e9s f\u00e9lret\u00e1j\u00e9koztat\u00e1shoz vezethet, mivel az olyan joghat\u00f3s\u00e1gok, mint az EU, megvizsg\u00e1lj\u00e1k az \u00fcgyet tov\u00e1bbi szab\u00e1lyoz\u00e1s \u00e9rdek\u00e9ben.<\/p>\n","protected":false},"author":4,"featured_media":54718,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,41,49,39],"tags":[211845,954,454332],"class_list":["post-54717","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-nap-hirei","category-cikkek","category-hirek","category-vilag","tag-mesterseges-intelligencia","tag-penzugy","tag-penzugyi-stabilitas-veszelyeztetese"],"_links":{"self":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/54717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=54717"}],"version-history":[{"count":1,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/54717\/revisions"}],"predecessor-version":[{"id":54719,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/54717\/revisions\/54719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/54718"}],"wp:attachment":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=54717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=54717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=54717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}