{"id":57472,"date":"2025-02-19T21:09:00","date_gmt":"2025-02-19T19:09:00","guid":{"rendered":"https:\/\/economic.karpat.in.ua\/?p=57472"},"modified":"2025-02-19T15:34:40","modified_gmt":"2025-02-19T13:34:40","slug":"a-bankok-megemeltek-a-lakossagi-hitelek-kamatat-ugyanakkor-csokkentettek-a-betetek-kamatat","status":"publish","type":"post","link":"https:\/\/economic.karpat.in.ua\/?p=57472&lang=hu","title":{"rendered":"A bankok megemelt\u00e9k a lakoss\u00e1gi hitelek kamat\u00e1t, ugyanakkor cs\u00f6kkentett\u00e9k a bet\u00e9tek kamat\u00e1t"},"content":{"rendered":"\n

Az ukr\u00e1n bankok 2025 janu\u00e1rj\u00e1ban megemelt\u00e9k a lakoss\u00e1gi hitelek kamat\u00e1t. A lakoss\u00e1g sz\u00e1m\u00e1ra a nemzeti valut\u00e1ban \u00fajonnan felvett banki hitelek \u00e1tlagos kamat\u00e1t \u00e9vi 35,1%-ban hat\u00e1rozt\u00e1k meg. Egy h\u00f3nappal ezel\u0151tt ez 34,1% volt, sz\u00e1molt be az UBN a jegybank operat\u00edv adataira hivatkozva.<\/strong><\/p>\n\n\n\n

Ugyanakkor a bankok \u00e9vi 15,8%-r\u00f3l \u00e9vi 14,4%-ra cs\u00f6kkentett\u00e9k a v\u00e1llalkoz\u00e1soknak ny\u00fajtott hrivnya hitelek kamatl\u00e1bait.<\/p>\n\n\n

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\"\"<\/figure>\n<\/div>\n\n\n

A bankok lakoss\u00e1gi hitel\u00e1llom\u00e1nya 1,8%-kal 279 milli\u00e1rd hrivny\u00e1ra n\u0151tt, a v\u00e1llalkoz\u00e1sok eset\u00e9ben 0,7%-kal 813 milli\u00e1rd hrivny\u00e1ra cs\u00f6kkent.<\/p>\n\n\n\n

Ugyanakkor a lakoss\u00e1gi \u00faj hrivnya bet\u00e9tek \u00e1tlagos banki kamata janu\u00e1rban \u00e9vi 10,5 sz\u00e1zal\u00e9k volt, ami 0,3 sz\u00e1zal\u00e9kponttal alacsonyabb, mint egy h\u00f3nappal ezel\u0151tt. A lakoss\u00e1gi \u00faj devizabet\u00e9t kamata 1% maradt.<\/p>\n\n\n\n

A bankok lakoss\u00e1gi bet\u00e9t\u00e1llom\u00e1nya janu\u00e1rban 0,2 sz\u00e1zal\u00e9kkal 1,215 billi\u00f3 hrivny\u00e1ra n\u0151tt.<\/p>\n\n\n\n

Danilo Hetymancev, a parlament p\u00e9nz\u00fcgyi, ad\u00f3- \u00e9s v\u00e1mpolitikai bizotts\u00e1g\u00e1nak eln\u00f6ke k\u00f6z\u00f6lte, a bankokban a v\u00e1llalkoz\u00f3k bet\u00e9tei 5,2%-kal cs\u00f6kkentek (m\u00ednusz 56,7 milli\u00e1rd UAH). A parlamenti k\u00e9pvisel\u0151 hangs\u00falyozta: a v\u00e1llalkoz\u00f3k bet\u00e9teinek janu\u00e1ri ki\u00e1raml\u00e1sa szezon\u00e1lis jelens\u00e9g.<\/p>\n\n\n\n

\u201eEz a tendencia az elm\u00falt tizenegy \u00e9vb\u0151l t\u00edzben volt megfigyelhet\u0151. \u00c9s b\u00e1r term\u00e9szetesen minden \u00e9vnek megvannak a maga saj\u00e1toss\u00e1gai, mint p\u00e9ld\u00e1ul 2015 vagy 2022 elej\u00e9n, ez kiz\u00e1r\u00f3lag szezon\u00e1lis jelens\u00e9g. A decemberi, \u00e9v v\u00e9gi cs\u00facskalkul\u00e1ci\u00f3hoz kapcsol\u00f3dik. Mivel mind a k\u00f6lts\u00e9gvet\u00e9s, mind a versenyszf\u00e9ra igyekszik a lehet\u0151 legnagyobb m\u00e9rt\u00e9kben lez\u00e1rni az elsz\u00e1mol\u00e1sokat, az \u00e9v v\u00e9gi bet\u00e9t\u00e1llom\u00e1ny egyenlege egyre intenz\u00edvebb \u00fctemben n\u0151. Csak 2024 december\u00e9ben 140,4 milli\u00e1rd UAH-val n\u0151ttek a hrivnya bet\u00e9tek. Ez k\u00fcl\u00f6n\u00f6sen j\u00f3l l\u00e1tszik az \u00e9v utols\u00f3 napjaiban v\u00e9gzett kifizet\u00e9sekb\u0151l. Az \u00faj \u00e9v kezdet\u00e9vel ezeknek az alapoknak egy r\u00e9sz\u00e9t leveszik a sz\u00e1ml\u00e1kr\u00f3l a kiemelt ig\u00e9nyek kiel\u00e9g\u00edt\u00e9se \u00e9rdek\u00e9ben\u201d, magyar\u00e1zta Hetymancev.<\/p>\n\n\n\n

Forr\u00e1s<\/a><\/strong><\/p>\n\n\n\n

<!–translatorid:ild5234 –><\/p>\n","protected":false},"excerpt":{"rendered":"

Az ukr\u00e1n bankok 2025 janu\u00e1rj\u00e1ban megemelt\u00e9k a lakoss\u00e1gi hitelek kamat\u00e1t. A lakoss\u00e1g sz\u00e1m\u00e1ra a nemzeti valut\u00e1ban \u00fajonnan felvett banki hitelek \u00e1tlagos kamat\u00e1t \u00e9vi 35,1%-ban hat\u00e1rozt\u00e1k meg. Egy h\u00f3nappal ezel\u0151tt ez 34,1% volt, sz\u00e1molt be az UBN a jegybank operat\u00edv adataira hivatkozva.<\/p>\n","protected":false},"author":12,"featured_media":51564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,11,33],"tags":[12277,566132,13061],"class_list":["post-57472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cikkek","category-kiemelt-tema","category-ukrajna","tag-kamatemeles","tag-lakossagi-hitel","tag-ukran-bankok"],"_links":{"self":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/57472","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=57472"}],"version-history":[{"count":1,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/57472\/revisions"}],"predecessor-version":[{"id":57473,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/57472\/revisions\/57473"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/51564"}],"wp:attachment":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=57472"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=57472"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=57472"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}