{"id":57535,"date":"2025-02-21T14:01:00","date_gmt":"2025-02-21T12:01:00","guid":{"rendered":"https:\/\/economic.karpat.in.ua\/?p=57535"},"modified":"2025-02-21T10:23:13","modified_gmt":"2025-02-21T08:23:13","slug":"2024-ben-jelentosen-megnott-a-keszpenz-deviza-iranti-kereslet","status":"publish","type":"post","link":"https:\/\/economic.karpat.in.ua\/?p=57535&lang=hu","title":{"rendered":"2024-ben jelent\u0151sen megn\u0151tt a k\u00e9szp\u00e9nz deviza ir\u00e1nti kereslet"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>A k\u00e9szp\u00e9nz deviza ir\u00e1nti <\/strong><strong>kereslet<\/strong><strong> jelent\u0151s n\u00f6veked\u00e9s\u00e9nek okait a Nemzeti Bank ismertette. Olvashat\u00f3 a jegybank anyagaiban.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tavaly jelent\u0151sen megn\u0151tt a k\u00e9szp\u00e9nz deviza ir\u00e1nti kereslet. Ennek oka a 2023 v\u00e9g\u00e9n bek\u00f6vetkezett fontos v\u00e1ltoz\u00e1sok. Akkor a Nemzeti Bank feloldotta a bankok k\u00e9szp\u00e9nz-\u00e9rt\u00e9kes\u00edt\u00e9s\u00e9re vonatkoz\u00f3 korl\u00e1toz\u00e1sokat. Ha kor\u00e1bban a bankok korl\u00e1tozott mennyis\u00e9g\u0171 k\u00e9szp\u00e9nzt deviz\u00e1t adhattak el, akkor 2023 december\u00e9t\u0151l a jegybank megsz\u00fcntette a korl\u00e1toz\u00e1sokat.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2022\/09\/euro-usd-dollar-542163-1024x576.jpg\" alt=\"\" class=\"wp-image-29469\" srcset=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2022\/09\/euro-usd-dollar-542163-1024x576.jpg 1024w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2022\/09\/euro-usd-dollar-542163-300x169.jpg 300w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2022\/09\/euro-usd-dollar-542163-768x432.jpg 768w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2022\/09\/euro-usd-dollar-542163.jpg 1125w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">A Nemzeti Bank ezt a l\u00e9p\u00e9st az\u00e9rt tette meg, hogy minimaliz\u00e1lja a hivatalos \u00e1rfolyam \u00e9s a k\u00e9szp\u00e9nzpiaci \u00e1rfolyam k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9get. M\u00e1r t\u00f6bb mint egy \u00e9ve 1% k\u00f6zel\u00e9ben van, m\u00edg p\u00e9ld\u00e1ul 2023-ban a 10%-ot, 2022-ben pedig a 25%-ot \u00e9rte el.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A szab\u00e1lyoz\u00f3 magyar\u00e1zata szerint ez lehet\u0151v\u00e9 tette a piac k\u00e9szp\u00e9nzes \u00e9s bankk\u00f6zi szegmensei k\u00f6z\u00f6tti kapcsolat er\u0151s\u00edt\u00e9s\u00e9t. A k\u00e9szp\u00e9nzpiac m\u00e1r nem \u00e9l k\u00fcl\u00f6n \u00e9letet, \u00e9s a k\u00e9szp\u00e9nz \u00e1rfolyam ingadoz\u00e1sa sem olyan jelent\u0151s, mint kor\u00e1bban.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mindez az\u00e9rt volt fontos, hogy az ir\u00e1ny\u00edtott \u00e1rfolyamrugalmass\u00e1gi-rendszer hat\u00e9konyan m\u0171k\u00f6dj\u00f6n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez az \u00fajraeloszt\u00e1shoz vezetett. A k\u00e9szp\u00e9nzes devizakeresked\u00e9s limitj\u00e9nek felold\u00e1sa el\u0151tt a keresletet m\u00e1s csatorn\u00e1kon kereszt\u00fcl el\u00e9g\u00edtett\u00e9k ki:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a hivatalos \u2013 a lakoss\u00e1g nem k\u00e9szp\u00e9nz alap\u00fa valutav\u00e1s\u00e1rl\u00e1sa (2024-ben ennek volumene 18%-kal cs\u00f6kkent);<\/li>\n\n\n\n<li>nem hivatalos (k\u00e1rtyaturizmus \u00e9s egy\u00e9b, korl\u00e1toz\u00e1sok megker\u00fcl\u00e9s\u00e9t szolg\u00e1l\u00f3 s\u00e9m\u00e1k).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u201e2024-ben re\u00e1lis keresletet tapasztaltunk a k\u00e9szp\u00e9nz ir\u00e1nt. \u00c9s ha a Nemzeti Bank nem oldotta volna fel az elad\u00e1si korl\u00e1toz\u00e1sokat, a tavalyi kereslet tov\u00e1bbra is nyom\u00e1st gyakorolt \u200b\u200bvolna a tartal\u00e9kokra, de m\u00e1s csatorn\u00e1kon kereszt\u00fcl. Vajon a k\u00e9szp\u00e9nz ir\u00e1nti teljes kereslet, amelyet a lakoss\u00e1g megtakar\u00edt\u00e1si c\u00e9llal v\u00e1s\u00e1rol valut\u00e1t? Nem\u201d, k\u00f6z\u00f6lte a jegybank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A keresletet r\u00e9szben az \u00f6nk\u00e9ntesek gener\u00e1lj\u00e1k, akik k\u00fclf\u00f6ld\u00f6n v\u00e1s\u00e1rolnak felszerel\u00e9seket, eg\u00e9szs\u00e9g\u00fcgyi eszk\u00f6z\u00f6ket \u00e9s egy\u00e9b, a frontnak sz\u00fcks\u00e9ges term\u00e9keket. A k\u00e9szp\u00e9nz ir\u00e1nti keresletet a mez\u0151gazdas\u00e1gi kisv\u00e1llalkoz\u00e1sok, kisv\u00e1llalkoz\u00e1sok stb. is fokozz\u00e1k.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Term\u00e9szetesen ennek az ig\u00e9nynek egy r\u00e9sze a lakoss\u00e1got terheli. H\u00e1bor\u00fas id\u0151kben azonban teljesen \u00e9rthet\u0151 az emberek azon v\u00e1gya, hogy diverzifik\u00e1lj\u00e1k p\u00e9nz\u00fcgyi kock\u00e1zataikat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A Nemzeti Bank int\u00e9zked\u00e9sei lehet\u0151v\u00e9 teszik a potenci\u00e1lis valutakereslet korl\u00e1toz\u00e1s\u00e1t. Jelenleg t\u00f6bb mint 310 milli\u00e1rd hrivnya van hrivnya alap\u00fa lek\u00f6t\u00f6tt bet\u00e9tekben \u00e9s \u00e1llamk\u00f6tv\u00e9nyekben.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00e1sr\u00e9szt, ha bek\u00f6vetkezne a hrivnya ir\u00e1nti bizalomveszt\u00e9s, akkor ezek a forr\u00e1sok nagy val\u00f3sz\u00edn\u0171s\u00e9ggel a foly\u00f3sz\u00e1ml\u00e1kr\u00f3l a devizapiacra ker\u00fcln\u00e9nek.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Forr\u00e1s<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&lt;!&#8211;translatorid:ild5234 &#8211;&gt;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A k\u00e9szp\u00e9nz deviza ir\u00e1nti kereslet jelent\u0151s n\u00f6veked\u00e9s\u00e9nek okait a Nemzeti Bank ismertette. Olvashat\u00f3 a jegybank anyagaiban.<\/p>\n","protected":false},"author":12,"featured_media":29469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,49,39],"tags":[1503,5319,568132,164079],"class_list":["post-57535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cikkek","category-hirek","category-vilag","tag-deviza","tag-dollar","tag-keszpenzerteskesitesi-korlatozas","tag-valtas"],"_links":{"self":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/57535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=57535"}],"version-history":[{"count":1,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/57535\/revisions"}],"predecessor-version":[{"id":57536,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/57535\/revisions\/57536"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/29469"}],"wp:attachment":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=57535"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=57535"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=57535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}