{"id":61383,"date":"2025-06-25T19:09:00","date_gmt":"2025-06-25T16:09:00","guid":{"rendered":"https:\/\/economic.karpat.in.ua\/?p=61383"},"modified":"2025-06-25T15:01:01","modified_gmt":"2025-06-25T12:01:01","slug":"az-ukranok-kozel-70-szazalekanak-nincs-semmilyen-megtakaritasa","status":"publish","type":"post","link":"https:\/\/economic.karpat.in.ua\/?p=61383&lang=hu","title":{"rendered":"Az ukr\u00e1nok k\u00f6zel 70 sz\u00e1zal\u00e9k\u00e1nak nincs semmilyen megtakar\u00edt\u00e1sa"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>A v\u00e1laszad\u00f3k 68 %-a szerint az ukr\u00e1nok az\u00e9rt nem tartj\u00e1k bankokban a p\u00e9nz\u00fcket, mert nincsenek megtakar\u00edt\u00e1saik az azonos j\u00f6vedelem miatt \u2013 sz\u00e1molt be szerd\u00e1n az <a href=\"https:\/\/www.rbc.ua\/rus\/news\/mayzhe-70-ukrayintsiv-vzagali-mayut-groshovih-1750849370.html\" target=\"_blank\" rel=\"noreferrer noopener\">rbc.ua<\/a> h\u00edrport\u00e1l a Rating Szociol\u00f3giai Csoport frissen v\u00e9gzett <a href=\"https:\/\/ratinggroup.ua\/research\/ukraine\/finbehav_jun2025.html\" target=\"_blank\" rel=\"noreferrer noopener\">felm\u00e9r\u00e9s\u00e9re<\/a> hivatkozva.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A jelent\u00e9s szerint a v\u00e1laszad\u00f3k 25 %-a a p\u00e9nzint\u00e9zetekbe vetett bizalmatlans\u00e1got eml\u00edtette f\u0151 okk\u00e9nt arra, hogy mi\u00e9rt nem tartj\u00e1k a p\u00e9nz\u00fcket a bankokban. A v\u00e1laszad\u00f3k 32 %-a p\u00e9nzeszk\u00f6zeinek kis r\u00e9sz\u00e9t, 29 %-a megtakar\u00edt\u00e1sainak jelent\u0151s r\u00e9sz\u00e9t tartja bankban: 13 % a p\u00e9nzeszk\u00f6zeinek fel\u00e9t, tov\u00e1bbi 16 % pedig a nagy r\u00e9sz\u00e9t.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"462\" src=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2020\/11\/poor-large-large-1024x462.jpeg\" alt=\"\" class=\"wp-image-8070\" srcset=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2020\/11\/poor-large-large-1024x462.jpeg 1024w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2020\/11\/poor-large-large-300x135.jpeg 300w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2020\/11\/poor-large-large-768x346.jpeg 768w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2020\/11\/poor-large-large.jpeg 1220w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A lakoss\u00e1g k\u00f6r\u00e9ben a leggyakoribb p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1sok a banksz\u00e1mla\/k\u00e1rtya haszn\u00e1lata (82 %), a k\u00f6z\u00fczemi sz\u00e1ml\u00e1k bankon kereszt\u00fcli fizet\u00e9se (66 %), a mobil-\/internetbank (59 %) \u00e9s a termin\u00e1lok haszn\u00e1lata (50 %), a bankon kereszt\u00fcli p\u00e9nz\u00e1tutal\u00e1s (44 %) \u00e9s a p\u00e9nzv\u00e1lt\u00e1s (20 %).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A lakoss\u00e1g k\u00f6r\u00e9ben a leggyakoribb banksz\u00e1mlat\u00edpus a fizet\u00e9si k\u00e1rtyasz\u00e1mla \u2013 a v\u00e1laszad\u00f3k k\u00f6r\u00fclbel\u00fcl fele (49 %) rendelkezik ilyennel. 36 % sz\u00e1molt be arr\u00f3l, hogy hrivny\u00e1ban vezetett foly\u00f3sz\u00e1ml\u00e1ja van; tov\u00e1bbi 31 % nyugd\u00edjk\u00e1rty\u00e1s sz\u00e1ml\u00e1val rendelkezik. A v\u00e1laszad\u00f3k 29 %-a jelezte, hogy saj\u00e1t kezdem\u00e9nyez\u00e9s\u00e9re nyitott k\u00e1rtyasz\u00e1ml\u00e1t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A felm\u00e9r\u00e9st 2025. \u00e1prilis 25. \u00e9s m\u00e1jus 5. k\u00f6z\u00f6tt v\u00e9gezt\u00e9k 2000 v\u00e1laszad\u00f3 k\u00f6r\u00e9ben. A hibahat\u00e1r legfeljebb 2,2 %, 0,95-\u00f6s konfidenciaintervallummal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ukrajn\u00e1ban 60 bank m\u0171k\u00f6dik. A h\u00e1bor\u00fa kezdete \u00f3ta sz\u00e1mos kisebb bank ment cs\u0151dbe, de nem t\u00f6megesen. A k\u00f6lts\u00e9gvet\u00e9s most az \u00e1llampolg\u00e1rok bankokban l\u00e9v\u0151 bet\u00e9teinek 100 %-\u00e1t visszafizeti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A h\u00e1bor\u00fa alatt megn\u0151tt a bankokba vetett bizalom szintje, ak\u00e1rcsak az \u00e1llami \u00e9s m\u00e1s int\u00e9zm\u00e9nyekbe vetett bizalom \u00e1ltal\u00e1ban. 2024 elej\u00e9n az ukr\u00e1nok mintegy 50 %-a b\u00edzott a bankokban, de most ez a sz\u00e1m val\u00f3sz\u00edn\u0171leg j\u00f3val alacsonyabb.<\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\">(<strong>vb<\/strong>\/rbc.ua)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&lt;!&#8211; creatorid:bey5821&nbsp;&#8211;&gt;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A v\u00e1laszad\u00f3k 68 %-a szerint az ukr\u00e1nok az\u00e9rt nem tartj\u00e1k bankokban a p\u00e9nz\u00fcket, mert nincsenek megtakar\u00edt\u00e1saik az azonos j\u00f6vedelem miatt.<\/p>\n","protected":false},"author":5,"featured_media":8070,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,49,11,33],"tags":[818,5318,120],"class_list":["post-61383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cikkek","category-hirek","category-kiemelt-tema","category-ukrajna","tag-felmeres","tag-megtakaritas","tag-ukrajna-hu"],"_links":{"self":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/61383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61383"}],"version-history":[{"count":1,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/61383\/revisions"}],"predecessor-version":[{"id":61384,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/61383\/revisions\/61384"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/8070"}],"wp:attachment":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}