{"id":64905,"date":"2025-10-29T19:30:00","date_gmt":"2025-10-29T17:30:00","guid":{"rendered":"https:\/\/economic.karpat.in.ua\/?p=64905"},"modified":"2025-10-29T07:06:30","modified_gmt":"2025-10-29T05:06:30","slug":"ukrajnaban-a-banki-ugyfelek-fekete-listajanak-letrehozasat-tervezik","status":"publish","type":"post","link":"https:\/\/economic.karpat.in.ua\/?p=64905&lang=hu","title":{"rendered":"Ukrajn\u00e1ban a banki \u00fcgyfelek \u201efekete list\u00e1j\u00e1nak\u201d l\u00e9trehoz\u00e1s\u00e1t tervezik"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>A parlamenti k\u00e9pvisel\u0151k azt tervezik, hogy megakad\u00e1lyozz\u00e1k a fizet\u00e9si rendszer alkalmaz\u00e1s\u00e1t olyan s\u00e9m\u00e1kban, amelyek \u00e1lszem\u00e9lyeken kereszt\u00fcli \u00e1tutal\u00e1sokat foglalnak magukban.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00f6rv\u00e9nyjavaslatot ny\u00fajtottak be a Legfels\u0151 Tan\u00e1csba, miszerint egy olyan nyilv\u00e1ntart\u00e1st hoznak l\u00e9tre, amely a \u201estr\u00f3manok\u201d, azaz azon \u00e1lszem\u00e9lyek list\u00e1j\u00e1t tartalmazza, akik sz\u00e1ml\u00e1j\u00e1n kereszt\u00fcl gyan\u00fas p\u00e9nz\u00fcgyi tranzakci\u00f3kat hajtanak v\u00e9gre. Az erre vonatkoz\u00f3 14161. sz\u00e1m\u00fa t\u00f6rv\u00e9nyjavaslatot a parlament honlapj\u00e1n regisztr\u00e1lt\u00e1k.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"385\" src=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2025\/10\/img-6792.jpeg\" alt=\"\" class=\"wp-image-64891\" srcset=\"https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2025\/10\/img-6792.jpeg 610w, https:\/\/economic.karpat.in.ua\/wp-content\/uploads\/2025\/10\/img-6792-300x189.jpeg 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Az \u00e9rtelmez\u0151 dokumentumban megjegyezt\u00e9k, hogy mivel Ukrajn\u00e1ban egyre t\u00f6bb olyan eset fordul el\u0151, amikor fizet\u00e9si eszk\u00f6z\u00f6ket haszn\u00e1lnak illeg\u00e1lis rendszerekben, t\u00f6bbek k\u00f6z\u00f6tt a szerencsej\u00e1t\u00e9k, a fogad\u00f3irodai tev\u00e9kenys\u00e9gek \u00e9s a j\u00f6ved\u00e9ki term\u00e9kek \u00e9rt\u00e9kes\u00edt\u00e9se ter\u00fclet\u00e9n, a parlament nyilv\u00e1ntart\u00e1sba vett egy t\u00f6rv\u00e9nytervezetet Ukrajna egyes t\u00f6rv\u00e9nyeinek m\u00f3dos\u00edt\u00e1s\u00e1r\u00f3l, amelyek a fizet\u00e9si tranzakci\u00f3ik fokozott ellen\u0151rz\u00e9s\u00e9t \u00edrja el\u0151.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El\u0151fordulnak olyan helyzetek, amikor mag\u00e1nszem\u00e9lyek harmadik f\u00e9lnek adj\u00e1k \u00e1t fizet\u00e9si adataikat, \u00e9s a b\u0171n\u00f6z\u0151k ezeket az eszk\u00f6z\u00f6ket illeg\u00e1lis tranzakci\u00f3khoz haszn\u00e1lj\u00e1k.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Javasolj\u00e1k egy nyilv\u00e1ntart\u00e1s l\u00e9trehoz\u00e1s\u00e1t azokr\u00f3l a szem\u00e9lyekr\u0151l, akiknek a fizet\u00e9si tranzakci\u00f3i fokozott ellen\u0151rz\u00e9st ig\u00e9nyelnek. A nyilv\u00e1ntart\u00e1st az Ukr\u00e1n Nemzeti Bank fogja vezetni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A t\u00f6rv\u00e9nytervezet az al\u00e1bbiakat \u00edrja el\u0151:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a bankok \u00e9s m\u00e1s fizet\u00e9si szolg\u00e1ltat\u00f3k bejegyzik a nyilv\u00e1ntart\u00e1sba az \u00e1ltaluk \u00e9szlelt fizet\u00e9si hib\u00e1kat \u00e9s a f\u00e9lrek\u00f3dol\u00e1st (miscoding) alkalmaz\u00f3 v\u00e1llalkoz\u00e1sokat;<\/li>\n\n\n\n<li>ezen szem\u00e9lyekre a jegybank \u00e1ltal a fizet\u00e9si tranzakci\u00f3kra vonatkoz\u00f3an meghat\u00e1rozott korl\u00e1toz\u00e1sok \u00e9s a k\u00e1rty\u00e1k sz\u00e1m\u00e1ra vonatkoz\u00f3 korl\u00e1toz\u00e1sok vonatkoznak (csak mag\u00e1nszem\u00e9lyek eset\u00e9ben);<\/li>\n\n\n\n<li>a bankok \u00e9s m\u00e1s fizet\u00e9si szolg\u00e1ltat\u00f3k k\u00f6telesek lesznek rendszeresen ellen\u0151rizni \u00fcgyfeleik jelenl\u00e9t\u00e9t egy ilyen nyilv\u00e1ntart\u00e1sban.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A rendszer bevezet\u00e9se lehet\u0151v\u00e9 teszi az \u00e1t\u00e1ll\u00e1st a P2P \u00e1tutal\u00e1sokra vonatkoz\u00f3 \u00e1ltal\u00e1nos korl\u00e1toz\u00e1sokr\u00f3l a c\u00e9lzottabb ellen\u0151rz\u00e9sre, amely csak a kock\u00e1zatos \u00fcgyfeleket \u00e9rinti. Ez n\u00f6velheti az \u00e1rny\u00e9kp\u00e9nz-mozg\u00e1sok elleni k\u00fczdelem hat\u00e9konys\u00e1g\u00e1t an\u00e9lk\u00fcl, hogy tov\u00e1bbi nyom\u00e1st gyakorolna a j\u00f3hiszem\u0171 felhaszn\u00e1l\u00f3kra.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A str\u00f3manok olyan banki \u00fcgyfelek, akik enged\u00e9lyezik, hogy k\u00e1rty\u00e1ikat tranzitcsatornak\u00e9nt haszn\u00e1lj\u00e1k illeg\u00e1lis p\u00e9nzek mos\u00e1s\u00e1ra P2P (person-to-person, \u201ek\u00e1rty\u00e1r\u00f3l k\u00e1rty\u00e1ra\u201d) \u00e1tutal\u00e1sok seg\u00edts\u00e9g\u00e9vel. Ezek a szem\u00e9lyek leggyakrabban nyugd\u00edjasok, alacsony j\u00f6vedelm\u0171 di\u00e1kok, vagy t\u00e1rsadalmilag kiszolg\u00e1ltatott csoportok k\u00e9pvisel\u0151i lehetnek.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&lt;!&#8211;translatorid:ild5234 &#8211;&gt;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A parlamenti k\u00e9pvisel\u0151k azt tervezik, hogy megakad\u00e1lyozz\u00e1k a fizet\u00e9si rendszer alkalmaz\u00e1s\u00e1t olyan s\u00e9m\u00e1kban, amelyek \u00e1lszem\u00e9lyeken kereszt\u00fcli \u00e1tutal\u00e1sokat foglalnak magukban.<\/p>\n","protected":false},"author":12,"featured_media":64891,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,49,33],"tags":[1186570,1186571,1186572],"class_list":["post-64905","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cikkek","category-hirek","category-ukrajna","tag-banki-ugyfelek","tag-fekete-lista","tag-stromanok"],"_links":{"self":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/64905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=64905"}],"version-history":[{"count":1,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/64905\/revisions"}],"predecessor-version":[{"id":64906,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/64905\/revisions\/64906"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/64891"}],"wp:attachment":[{"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=64905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=64905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economic.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=64905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}